Ijarah Finance (MORA) recognizes that it is important for you to know how we deal with your personal and financial information. Ijarah Finance (MORA) appreciates that you may be concerned about your privacy and about the confidentiality and security information we may gain about you on-line. Ijarah Finance (MORA) is committed to keeping that information secure.

This statement sets out our current privacy policy. Your use of Ijarah Finance (MORA)’s web site indicates your acceptance to the Ijarah Finance (MORA) Web Site Terms of Use and this Privacy Statement.

There may also be specific and additional privacy provisions, which apply to certain sections of our Web Site, services provided to you, which will operate in addition to the provisions of this Privacy Statement. In the event of any inconsistency between the provision of this Privacy Statement and those other specific and additional provisions, the specific and additional provision will prevail.

We safeguard information we receive online from visitors who interact with our website. We maintain physical, electronic and procedural safeguards to guard your information. Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Once Ijarah Finance (MORA) receives your information, Ijarah Finance (MORA) will take all reasonable steps to protect the information it holds in its own system.

We will not collect any information about you except where you knowingly provide it to us through our Web Site. The information we collect about you will depend on how you use the facilities offered by the Web Site. The information about you / our customers is not sold or shared with unaffiliated third party for their independent marketing purposes. We will not reveal information about you / our customers to any external organization unless we have your authority or by law or the order of competent authority.

We will always be committed to protect you / our customers privacy.

Ijarah Finance (MORA) Terms and Conditions

By accessing this web site, you agree to be bound by these terms and conditions. If you do not agree, please do not access this site. The contents of this site should not be regarded as complete or up-to-date.

INFORMATION

The information contained on the site is for information purposes only. www.morafinance.com does not hold itself out as providing legal, financial or other advice via the site.

PRODUCTS

All products and services provided are subject to the terms and conditions and disclaimers of the applicable agreement governing their supply and use ("Product terms and conditions"). Where Product terms and conditions conflict with these Terms and Conditions, the Product terms and conditions shall prevail.

Ijarah Finance (MORA) Company “hereinafter may be referred to as Ijarah Finance (MORA)” does not offer financial services or products through its use and operation of the www.Ijarah Finance (MORA).sa portal, or gateway. Products or services on this Site do not constitute an offer or recommendation of any products or services provided by Ijarah Finance (MORA).

The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in finance or investment activity or any offer to buy or sell any securities or other instruments outside Saudi Arabia where Ijarah Finance (MORA) is not licensed or authorized to perform such activities.

All the products and services that you may be able to view via this Site are available only with in Saudi Arabia It is the responsibility of any persons accessing this Site and any information available through this Site to inform himself or herself of and to observe fully the applicable laws and regulations of Saudi Arabia.

Products discussed on this Site may not have been registered or authorized by any central bank, governmental or regulatory authority in the country of your residence. Accordingly, you may not have the benefit of protection from the securities laws, banking and finance laws and other relevant laws and regulations of your country of residence with respect to products or services referred to on or through this Site.

No representation is given that any securities, products, or services discussed in or accessible through this Site are suitable for you or any particular person. You acknowledge that your use of this Site and any requests for information you have made as a result of visiting this Site have not been solicited by Ijarah Finance (MORA) or any of its affiliates and that the provision of any information through this Site shall not constitute or be considered investment or financial advice."

CHANGES

The terms and conditions in Mora App may be changed at any time and you will be notified of the changes through the means of communications in Mora app 30 days before the change effective date.

SECURITY

We are committed to protecting your privacy. All information gathered from you in connection with your use of the Site will be maintained in accordance with the applicable privacy policies disclosed for the Site.

NO OFFER

Information or opinions provided by us or through a third party on the Site should not be used for investment advice and do not constitute an offer to sell or solicitation of an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments or investments. When making a decision about your investments, you should seek the advice of a professional financial adviser.

NO WARRANTIES

The contents of the site distributed to you without any warranty of any kind. We and the third party content providers disclaim any and all warranties information on the site is provided on an "as is", "as available" basis and to the fullest extent permitted by law we do not give or make any warranty or representation of any kind, whether express or implied in respect of such information whether in respect of the site or any other site. Your use of the site is at your sole risk.

We do not warrant the accuracy, adequacy, completeness or timeliness of the information, material, products and services or the error-free use of the site. We do not represent or warrant that the site will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the site.

LIMITATION OF LIABILITY

In no event shall we be liable for any damages, losses or liabilities including without limitation, direct or indirect, special, incidental, consequential damages, losses or liabilities, in connection with your use of the site or your reliance on or use or inability to use the information, materials, products and services on the site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if you advise us of the possibility of such damages, losses or expenses.

Our use of Web Trends Cookies:

A “cookie” is a small-text file that is transferred to a computer hard drive by a webpage server. Web browsers are initially set to accept cookies. However, you can choose if and how a cookie is accepted by configuring your browser accordingly. The cookie stores information about the use of site and can be retrieved by the webpage server. We use cookies to assess whether you are logged into our website. However, none of the information can be traced to an individual and we do not know who you are as a unique user but merely indicating the number of people using the site. Accordingly, the cookie relates to what’s happening in Ijarah website and the accessed information cannot be used for marketing on an individual basis. It is therefore necessary to refer to the WebTrends On Demand Privacy Policy to learn how information is collected and used. The Web Trends On Demand Privacy Policy is found at https://ondemand.webtrends.com/privacypolicy.asp

LINKS TO THIRD PARTY SITES OR CONTENT

Your use of hyperlinks on the Site is at your own risk. We provide hyperlinks to other locations on the Internet for information and convenience purposes only. No endorsement of third party websites or content is implied. We are not responsible for the content of any other websites or pages linked to or from the Site. We have not verified the content of any such websites, or pages. It is recommended that you view the linked website's terms or privacy policy pages to understand how use of that website may affect you.

We are not responsible for the accuracy, timeliness or the continued availability or the existence of content, hyper links, or third party websites or pages linked to the Site or any Local Site. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

The Site may offer access to news services, market analysis, financial planning tools or other information provided by third parties on the Site. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on the Site. We do not control, cannot guarantee, and are not responsible for the accuracy, timeliness or even the continued availability or existence of such content.

INTERNET E-mail

Do not use ordinary e-mail to communicate personal or confidential information to us. Use the secure server available. Ordinary e-mail messages sent over the Internet may be intercepted, lost or altered. We are not responsible for them and will not be liable to you or anyone else for any damages in connection with any messages sent by you to us using ordinary e-mail.

TRADE MARKS AND COPYRIGHT

This site includes material, trademarks, logos, slogans and products. We do not grant you any license to use them whether they belong to Ijarah or any third party intellectual property rights. Ijarah and its logo are registered in the Kingdom of Saudi Arabia. You are prohibited to copy or use Ijarah logo or any service products or any third party products without the prior written permission of the legal owner.

UNLAWFUL USE

You are prohibited to use the Site for any purpose which is unlawful, abusive, libelous, obscene or threatening.